Personal Loan

Personal Loan for Chartered Accountants | CA Loans

Compare personal loan options for chartered accountants with flexible repayment plans.

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Loan Purpose Guide

Get Personal Loans for CA Professionals

Chartered accountants have high earning potential and professional credibility. At PaisaOne, personal loans for CAs recognize professional status and financial acumen. Loan amounts typically range from ₹1 lakh to ₹15+ lakhs for chartered accountants. Interest rates start at 9.99% p.a. for CA professionals. Soft inquiry protects CIBIL while processing. Eligibility: CA certificate, practice income/salary proof, bank statements, tax returns, PAN card. Some lenders offer special CA features including higher loan amounts and faster approvals. Flexible repayment terms from 24-60 months suit professional income. CAs enjoy preferential rates due to professional status and financial expertise. Compare 30+ lenders with CA-specific programs. This enables chartered accountants to access affordable credit for practice expansion, professional development, investment, or personal goals.
✓No collateral or security required
⚡Quick approval and fast disbursal
%Fixed EMIs for transparent planning

Trusted by leading
financial partners

Axis Bank
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
IndusInd Bank
IDFC FIRST Bank
Yes Bank
Federal Bank
State Bank of India
Bandhan Bank
InCred
Bajaj Finserv
Tata Capital
Axis Finance
Aditya Birla Capital
Poonawalla Fincorp
Piramal Capital
SMFG India Credit
Finnable
HDFC BankICICI BankKotak Mahindra BankState Bank of IndiaIDFC FIRST BankHSBCFederal BankSouth Indian BankRBL Bank

Personal loan at a glance

No paperwork, no branch visit, no impact on your score. Two minutes end to end.

Loan amount₹5K - ₹1 Core
Interest rate9.99% - 21% p.a.
Processing fee10% - 18% +GST
Tenure02 - 60 months
DisbursalIn 10 minutes*
Rate and charges

Interest rates, fees and charges

Charges vary by lender and your profile. Every offer on PaisaOne shows these upfront, and your lender's Key Fact Statement (KFS) confirms them before you sign.

Fee typeApplicable charges
Interest rate10.49% – 24.00% p.a.
Processing fee0.50% – 3.50% of loan + GST
Annual Percentage Rate (APR)11.00% – 36.00%
Foreclosure chargesNil – 4% of outstanding
Part-prepaymentNil – 2% (as per lender policy)
Penal charges (late EMI)2% per month on overdue amount
EMI bounce charge₹450 – ₹1,000 per instance
Stamp dutyAs per state laws

Representative example

Loan amount₹1,00,000
Interest rate15% p.a.
Tenure12 months
Processing fee (incl. GST)₹200
Monthly EMI₹10,563
APR39%
Total payable₹1,10,000
Eligibility

Who can apply?

NationalityIndian resident
Age21 - 58 years
Monthly income₹20,000+ in-hand salary
Work experience12 months+ in current job
Credit score680+ preferred
Documents

Keep this handy

PAN card

Mandatory identity proof

Aadhaar (for e-KYC)

Linked to your mobile number

Bank statement

Last [3–6] months, or link via Account Aggregator

Income proof

Salary slips or ITR, only if the lender asks

How it works

Money in your account in 4 steps

  1. 1

    Verify your mobile

    Enter your number and confirm with OTP.

  2. 2

    Share basic details

    PAN, employment type and monthly income.

  3. 3

    Compare & choose

    Pick the offer with the EMI and cost that suit you.

  4. 4

    Complete KYC & get funds

    Finish e-KYC and e-sign with the lender: money goes straight to your bank.

Why PaisaOne

One application. Every lender worth considering.

Compare side by side

See rate, EMI, processing fee and APR from multiple lenders on one screen, not one lender at a time.

Eligibility in minutes

Fill one short form and we match you with lenders whose criteria fit your profile.

100% digital

PAN, Aadhaar-based e-KYC and bank verification online. No branch visits, no paperwork.

No collateral

Unsecured loans. No guarantor, no security deposit, no assets pledged.

Costs shown upfront

Every offer shows the total repayable and APR, so there are no surprises after you sign.

Your data stays safe

Shared only with lenders you choose, with your consent, over encrypted connections.

EMI Calculator

Plan your EMI before you apply

₹10,000₹2,00,00,000
3 months60 months
10%36%

Your EMI calculation

Principal amount
₹3,00,000
Total interest
₹79,696

Monthly EMI

₹10,547

Total payable

₹3,79,696

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The PaisaOne difference

PaisaOne vs applying to one lender

PaisaOneRecommended
Multiple lenders, side by side
One form for all lenders
Rate, fees, EMI and APR in one view
Shown lenders whose criteria fit you
100% online, track in one app
Single lender directly
One lender's offer
Repeat for every lender you try
Compare manually across sites
Apply and wait for one decision
Varies; may need branch visits
10 Lakh+

Customers served

₹500 Cr+

Loan facilitated

50+

Lending partners

4.6

Customers review

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Real people. Real progress.

Thousands of salaried professionals and business owners trust PaisaOne to achieve their financial goals.

50,000+Happy Customers
4.8/5Average Rating
90%Would Recommend
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4.9 Star Verified Reviews
Frequently Asked

Personal loan questions, answered.

Find clear answers about personal loan eligibility, interest calculations, prepayment guidelines, and application tracking.

01Can I apply for personal loan for chartered accountants?
Yes, eligible applicants can apply subject to lender requirements.
KYC documents, income proof and bank statements may be required.
Yes, many banks and NBFCs offer online applications.
Income, credit profile, eligibility and lender policies are commonly considered.
The loan may be used for eligible personal, educational, medical or other financial needs.