PaisaOne

Cookie Policy

Effective Date:

Last Updated:

1. Introduction

At PaisaOne, we respect your privacy and are committed to being transparent about how cookies and similar technologies are used on our website, https://www.paisaone.com/.

This Cookie Policy explains what cookies are, how we use them, the types of information they may collect, and how you can manage your cookie preferences when visiting our website.

PaisaOne is a digital platform that helps users explore and compare financial products, including personal loans and credit cards. Cookies and similar technologies may be used to support website functionality, understand website usage, improve our services, measure marketing performance, and maintain website security.

This Cookie Policy should be read together with our Privacy Policy and Terms and Conditions.

2. What Are Cookies?

A cookie is a small text file that is stored on your computer, mobile phone or other device when you visit a website. They are used to identify your browser, remember some of your preferences and to learn about how visitors use the web pages and features of a website.

The information gathered using cookies, or other technologies, may include: your browser type, information about your device, information about the pages you visit, how long you spend on the website, your source of referral and how you interact with the elements of the website.

Some technologies may also gather online identifiers or information relating to the displays of ads and marketing campaigns.

Not all cookies gather the same information. The data gathered and the manner in which it is processed are dependent on the cookie, the service provider and its purpose.

3. Types of Cookies

There are various ways of categorising cookies according to their purpose, length of time they remain on a device and who sets them.

Essential Cookies

Technical cookies are necessary for the proper functioning of the site and to offer its services. They can be used for various purposes like managing sessions, verifying security, redirecting traffic, preventing fraudulent or automated activity, etc.

These cookies are strictly necessary for the service requested or provided by the law.These cookies are strictly necessary for the service requested or provided by the law in general.

Analytics and Performance Cookies

Analytics cookies are used to understand the way that users are using the PaisaOne website. These can include details about the number of pages visited, how users move through the website, its performance, and user engagement with website content.

This information can help us detect technical problems, determine which web pages are useful to users and enhance the overall user experience of the website.

If used, analytics tools can be offered by third-party service providers. Data collected will vary according to configuration of those tools and the respective privacy settings.

Functional Cookies

Functional cookies are those that recall preferences that have been selected or help to provide other services while visiting the website. They can help provide a more consistent experience when users revisit the website.

These cookies are only available and will only be used in the event that features are implemented on PaisaOne.

Marketing and Advertising Cookies

Marketing cookies and other tracking technologies can be employed to help monitor marketing performance, to gain an understanding of how marketing campaigns are interacted with, and to provide or evaluate relevant advertising.

If adopted, these technologies can provide insights into whether a user has come to PaisaOne via an advertising campaign or whether he or she has interacted with a promotional link.

Some third-party advertising technologies might be able to identify a browser across different websites or services, based on the consent and privacy laws applicable to the service and its practice.

The use of both Session and Persistent Cookies.

When you use your Browser session, session cookies are usually active until you close your Browser and disappear when you close your Browser.

Persistent cookies are cookies that stay in your system for a specific time or till they're deleted. They can be of any length depending on the purpose and configuration.

First-Party and Third-Party Cookies

First Party cookies are installed by the website you're accessing, which in this case would be PaisaOne.

Services used by external parties which are incorporated into the site are called “third-party cookies” or similar technologies. These can be analytics, advertising, security or web service providers, depending on the services involved.

The use of third-party services is done as per their terms and privacy policies. For more information on their data practices, please consult the respective data providers' policies.

4. Why Does PaisaOne Use Cookies?

Depending on the technologies implemented on our website, cookies and similar technologies may be used for the following purposes:

Website operation: To support essential website functions and maintain security.

Website analytics: To understand visitor activity, page performance, and navigation patterns.

User experience: To remember supported preferences and improve website usability.

Marketing measurement: To assess traffic and engagement generated by marketing campaigns.

Advertising: To support advertising measurement and, where applicable, relevant advertising activities.

Fraud prevention and security: To help detect suspicious activity and protect website functionality.

We use these technologies only for purposes consistent with their implementation and applicable requirements.

5. Cookies and Financial Product Enquiries

PaisaOne provides information and comparison options for financial products, including personal loans and credit cards.

When you browse financial product pages, interact with comparison features, or submit an enquiry form, certain technical information may be recorded through cookies, server logs, or similar technologies.

Where applicable, this information may help us understand website performance, measure campaign activity, and maintain the security of our services.

Please note that cookies and similar tracking technologies are distinct from the information you voluntarily submit through an enquiry or application form. Information such as your name, mobile number, income details, or other financial information may be collected through forms and handled in accordance with our Privacy Policy.

We do not represent that cookies alone are used to determine loan eligibility, approve applications, or make credit decisions. Any such processing, if applicable to a particular service, is subject to the relevant service terms and privacy disclosures.

6. Third-Party Services

PaisaOne may integrate third-party technologies to support website analytics, advertising measurement, security, communication, or other website functions.

Depending on the tools currently deployed, these services may include products such as Google Analytics, Google Tag Manager, Google Ads, or Meta advertising technologies.

The actual third-party services used on the website may change as our technology and marketing requirements evolve. Each provider may process technical information in accordance with its own policies and the configuration of the service.

Where third-party technologies process personal data, PaisaOne will address the applicable notice, consent, and other requirements under relevant law.

For additional information, please review the applicable privacy documentation of the relevant service providers.

8. How to Disable or Delete Cookies

You can review your browser's privacy settings to manage or delete cookies.

For guidance, refer to the relevant browser's official instructions:

Google Chrome: https://support.google.com/chrome/answer/95647

Mozilla Firefox: https://support.mozilla.org/

Microsoft Edge: https://support.microsoft.com/microsoft-edge

Apple Safari: https://support.apple.com/safari

The steps may vary depending on your browser and device.

Please be aware that disabling cookies may affect certain website functions. Essential cookies may still be used where necessary and permitted.

9. Data Protection and Privacy

Cookies and similar technologies may collect information that is linked to an online identifier or otherwise relates to an identifiable individual.

PaisaOne handles personal data in accordance with its Privacy Policy and applicable data protection requirements.

Where required, we will provide appropriate information and obtain consent before processing personal data through non-essential tracking technologies.

For details about the collection, use, disclosure, storage, and protection of personal data, please refer to our Privacy Policy.

11. Contact Us

If you have any questions or concerns regarding this Cookie Policy or the use of cookies on the PaisaOne website, please contact us using the details below:

Website: https://www.paisaone.com/

Company/Legal Entity: PaisaOne Digifin Private Limited

Email: support@paisaone.com

Registered Address: 303, Vasavi Sky City, Gachibowli Circle, Hyderabad, India – 500081

For questions regarding the collection or processing of personal data, please refer to our Privacy Policy or contact us through the official channels listed on our website.