Credit Cards

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60+ Cards to Choose From

60+ Cards to Choose From

Find the most popular credit cards in India by comparing them

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Explore Visa card options & apply for pre-qualified credit cards

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Enjoy a 100% digital, hassle-free application process

Best Credit Cards in India

Find a wide range of credit cards, from entry-level to super-premium, designed specifically to match your spending habits and financial profiles

LIC Axis Bank Platinum Credit Card
LIC Axis Bank Platinum Credit Card secondary

LIC Axis Bank Platinum Credit Card

Lost card liability insurance

Up to 20% dining discountReward Points
Salaried or Self-employed1% fuel surcharge
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    2 reward points for every Rs. 100 spent on LIC premium payments
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    Up to 20% dining discount at partner restaurants under the Axis Bank Dining Delights Program
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    Convert transactions of Rs. 2,500 and above into easy EMI
Joining Fee: ₹0
Annual Fee: ₹0
Au Small Finance Bank Lit Card
Au Small Finance Bank Lit Card secondary

Au Small Finance Bank Lit Card

No joining and annual fees

2 domestic Lounge AccessesPremium
5% CashbackCustomize Features
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    3 months Amazon Prime Membership, at Rs. 299 for 90 days
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    5% cashback, up to Rs. 500 in 30 days, on grocery spends, at a fee of Rs. 299 for 90 days
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    10 reward points per Rs. 100 spent on online purchases, at a fee of Rs. 299 for 90 days
Joining Fee: ₹0
Annual Fee: ₹0
Marriott Bonvoy HDFC Credit Card
Marriott Bonvoy HDFC Credit Card secondary

Marriott Bonvoy HDFC Credit Card

Unlimited airport lounge access

Lounge AccessHotel Benefits
Welcome BonusRewards
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    8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy
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    1 Free Night Award on making the first eligible transaction or on levy of joining fee
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    Zero lost card liability in case of fraudulent transactions made on the credit card
Joining Fee: ₹3,000 + Taxes
Annual Fee: ₹3,000 + Taxes
IDFC FIRST Mayura Credit Card
IDFC FIRST Mayura Credit Card secondary

IDFC FIRST Mayura Credit Card

10X reward points on monthly spends

Lounge AccessTravel
0 forex markup feeRewards
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    5X reward points on monthly spends up to Rs. 20,000
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    Reimbursement of non-refundable flight & hotel cancellation of up to Rs. 50,000, twice a year
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    Up to 16 complimentary international lounge visits in a year, maximum 4 per quarter
Joining Fee: ₹5,999 + Taxes
Annual Fee: ₹5,999 + Taxes
HDFC Bank UPI RuPay Credit Card
HDFC Bank UPI RuPay Credit Card secondary

HDFC Bank UPI RuPay Credit Card

Up to 3% CashPoints

Fee WaiverShopping
Bonus VoucherRewards
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    2% CashPoints: On utility spends, up to 500 points per month
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    1% CashPoints: On all other purchases, up to 500 points per month
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    Card annual fee can be waived off by spending Rs. 25,000 or above during the previous calendar year.
Joining Fee: ₹99 + Taxes
Annual Fee: ₹99 + Taxes
AU NOMO Credit Card
AU NOMO Credit Card secondary

AU NOMO Credit Card

Secured Credit Card (Backed by FD)

2x Rewards500 reward points
Travel benefits1% fuel surcharge waiver
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    1 reward point for every Rs. 100 spent on utility and insurance transactions
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    2 reward points for every Rs. 100 spent on retail purchases
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    2 complimentary railway lounge access per quarter
Joining Fee: ₹199 + Taxes
Annual Fee: ₹0

Compare Best Credit Card Companies

Discover the perfect credit card for your spending habits and financial profile, from entry-level to super-premium

Lifetime Free Credit Cards

Lifetime Free Credit Cards

Relaxed eligibility criteria with no joining or renewal fees

  • checkZero annual fee
  • checkBasic rewards
  • checkEasy approval
Best for: New-to-credit individuals
Cashback Credit Cards

Cashback Credit Cards

Cashback on purchases across all categories

  • checkDirect cashback
  • checkSimple rewards
  • checkStatement credits
Best for: Simple reward seekers
Rewards Credit Cards

Rewards Credit Cards

For flexible redemption, earn points on every transaction

  • checkFlexible redemption
  • checkBonus categories
  • checkWelcome bonus
Best for: Frequent spenders
Travel Credit Cards

Travel Credit Cards

Benefits such as air miles and lounge access

  • checkAirport lounge access
  • checkAir miles
  • checkTravel insurance
Best for: Frequent travelers
Shopping Credit Cards

Shopping Credit Cards

Retail and e-commerce rewards have been enhanced

  • checkAirport lounge access
  • checkAir miles
  • checkTravel insurance
Best for: Frequent travelers
Co-branded Credit Cards

Co-branded Credit Cards

Benefits associated with specific brand partnerships

  • checkFlexible redemption
  • checkBonus categories
  • checkWelcome bonus
Best for: Frequent spenders
Fuel Credit Cards

Fuel Credit Cards

Reward points and cashbacks on fuel purchases

  • checkDirect cashback
  • checkSimple rewards
  • checkStatement credits
Best for: Simple reward seekers
Super Premium Credit Cards

Super Premium Credit Cards

High-net-worth individuals can enjoy luxury benefits

  • checkConcierge services
  • checkUnlimited lounge access
  • checkGolf privileges
Best for: New-to-credit individuals

5 Smart Tips to Manage Your Credit Card

1
Pay Balance in Full

Pay your total outstanding balance on time to avoid interest charges and preserve a strong CIBIL score.

2
Convert Large Purchases to EMIs

To benefit from reduced interest rates and manageable installments, convert large expenses into EMIs.

3
Avoid Cash Withdrawals

Avoid cash withdrawals because they incur charges instantly, as they don’t have an interest-free period.

4
Track Your Spending

Keep track of your spending on a regular basis to avoid financial strain and stay within your budget.

5
Don’t Apply for Multiple Cards

Avoid multiple credit card applications, as your credit score may be impacted by repeated hard inquiries.

Do’s and Don’ts for Credit Cards

Do’s and Don’ts illustration
DoDo’s
checkChoose a card that matches your lifestyle
checkTrack your credit card statement monthly
checkMake timely, full payments on your credit card bills
checkSpend within your means to avoid debt
checkMake purchases to maximise your interest-free period
Don'tDon’ts
Pay only the minimum amount every month
Frequently exceeding your credit card limit
Delay or miss payments on credit card bills
Maintain older credit card accounts to boost your score
Overuse of credit cards

How to Choose the Right Credit Card?

Identify Your Spending Category
Identify Your Spending Category

You should choose a credit card that offers the highest rewards on spending in the categories that you spend most of your time in

Evaluate Features & Benefits
Evaluate Features & Benefits

Choosing the right credit card for you depends on your credit profile, so you should make sure you understand it before selecting one

Identify Your Spending Category
Identify Your Spending Category

The best credit card for you should be one that suits your needs, so you should apply for it if you are looking for one

Evaluate Features & Benefits
Evaluate Features & Benefits

Having a clear understanding of all the terms, hidden charges, and penalties is very important before you apply for a loan

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Ready to Get Your Perfect Credit Card?

Compare 60+ credit cards, get instant approval, and start earning rewards today