HDFC Bank Personal Loan
Quick funds for your personal needs with flexible repayment options and minimal documentation.
About HDFC Bank Personal Loan
HDFC Bank Personal Loan provides instant financial support for weddings, travel, home renovation, medical emergencies and debt consolidation. Borrowers can access loans up to ₹40 lakh with competitive interest rates, flexible repayment tenures and fast approval. The fully digital application process makes it convenient for salaried and eligible self-employed individuals to apply online and receive funds quickly.
Trusted by millions
of customers across India
Wide range of options
tailored financial solutions
Product Details
Here are the key features of HDFC Bank Personal Loan:
Loan Amount
1 Lakh to 52 Lakh
Interest Rate
Starts From 10%
Loan Tenure
12 Months to 108 Months
Disbursal Time
24 Hours
Processing Fee
Up to ₹6,500 + GST
Foreclosure Charges
As Per Bank's Policy
Customer Requirements
- Valid identity and address proof
- PAN and Aadhaar
- Income proof (salary slips/bank statements)
- Bank account details
Eligibility Criteria
- Salaried or eligible self-employed individuals
- Indian resident
- CIBIL score of 720+ preferred
- Stable source of income
Age Limit
- Minimum age: 21 years
- Maximum age: 60 years (at loan maturity)
Key Loan Information at a Glance
A quick overview of HDFC Bank Personal Loan terms and conditions.
1 Lakh to 52 Lakh
Starts From 10%
Up to ₹6,500 + GST
21 years • 60 years (at loan maturity)
Why Choose HDFC Bank Personal Loan?
Quick approval
and disbursal
Competitive
interest rates
Minimal
documentation
Trusted brand
with strong customer support
Frequently Asked Questions
Clear answers to common questions about HDFC Bank Personal Loan.
Ready to apply for HDFC Bank Personal Loan?
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