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Personal Loan
Personal Loan for Relocation | Moving and Shifting Loans
Apply for a personal loan for relocation with quick approval, easy eligibility, low interest rates, and flexible repayment options.
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Loan Purpose Guide
Get Instant Funds for Home Relocation
Relocation involves substantial expenses, moving services, new home setup, travel costs, advance rent, deposits, and new furniture. At PaisaOne, relocation loans provide flexible financing from ₹50,000 to ₹5 lakhs to cover all moving-related expenses. Whether it's shifting for a job, education, marriage, or lifestyle change, relocation loans help manage the financial burden. Competitive interest rates starting 9.99% p.a. keep relocation costs manageable. Fast approval process is important for relocation timelines, apply online, get approved in minutes, funds within 15-30 minutes. No collateral required, making relocation loans accessible to everyone. Soft inquiry protects CIBIL while accessing relocation financing. Flexible repayment terms from 12-60 months help align with post-relocation income stabilization. Typical relocation expenses include movers, transport, temporary accommodation, advance rent, security deposit, and furniture. Compare 30+ lenders to find best relocation loan rates. Relocation loans help you move smoothly without financial stress. Whether for domestic or inter-city relocation, relocation loans from PaisaOne cover all moving-related costs.
✓No collateral or security required
⚡Quick approval and fast disbursal
%Fixed EMIs for transparent planning
Trusted by leading
financial partners
HDFC BankICICI BankKotak Mahindra BankState Bank of IndiaIDFC FIRST BankHSBCFederal BankSouth Indian BankRBL Bank
Personal loan at a glance
No paperwork, no branch visit, no impact on your score. Two minutes end to end.
Loan amount₹5K - ₹1 Core
Interest rate9.99% - 21% p.a.
Processing fee10% - 18% +GST
Tenure02 - 60 months
DisbursalIn 10 minutes*
Rate and charges
Interest rates, fees and charges
Charges vary by lender and your profile. Every offer on PaisaOne shows these upfront, and your lender's Key Fact Statement (KFS) confirms them before you sign.
Fee typeApplicable charges
Interest rate10.49% – 24.00% p.a.
Processing fee0.50% – 3.50% of loan + GST
Annual Percentage Rate (APR)11.00% – 36.00%
Foreclosure chargesNil – 4% of outstanding
Part-prepaymentNil – 2% (as per lender policy)
Penal charges (late EMI)2% per month on overdue amount
EMI bounce charge₹450 – ₹1,000 per instance
Stamp dutyAs per state laws
Representative example
Loan amount₹1,00,000
Interest rate15% p.a.
Tenure12 months
Processing fee (incl. GST)₹200
Monthly EMI₹10,563
APR39%
Total payable₹1,10,000
Eligibility
Who can apply?
NationalityIndian resident
Age21 - 58 years
Monthly income₹20,000+ in-hand salary
Work experience12 months+ in current job
Credit score680+ preferred
Documents
Keep this handy
PAN card
Mandatory identity proof
Aadhaar (for e-KYC)
Linked to your mobile number
Bank statement
Last [3–6] months, or link via Account Aggregator
Income proof
Salary slips or ITR, only if the lender asks
How it works
Money in your account in 4 steps
- 1
Verify your mobile
Enter your number and confirm with OTP.
- 2
Share basic details
PAN, employment type and monthly income.
- 3
Compare & choose
Pick the offer with the EMI and cost that suit you.
- 4
Complete KYC & get funds
Finish e-KYC and e-sign with the lender: money goes straight to your bank.
Why PaisaOne
One application. Every lender worth considering.
Eligibility in minutes
Fill one short form and we match you with lenders whose criteria fit your profile.
100% digital
PAN, Aadhaar-based e-KYC and bank verification online. No branch visits, no paperwork.
No collateral
Unsecured loans. No guarantor, no security deposit, no assets pledged.
Costs shown upfront
Every offer shows the total repayable and APR, so there are no surprises after you sign.
Your data stays safe
Shared only with lenders you choose, with your consent, over encrypted connections.
EMI Calculator
Plan your EMI before you apply
₹10,000₹2,00,00,000
3 months60 months
10%36%
Your EMI calculation
Principal amount
₹3,00,000Total interest
₹79,696Monthly EMI
₹10,547
Total payable
₹3,79,696
Loans for every need
What will you use it for?
The PaisaOne difference
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PaisaOneRecommended
Multiple lenders, side by side
One form for all lenders
Rate, fees, EMI and APR in one view
Shown lenders whose criteria fit you
100% online, track in one app
One lender's offer
Repeat for every lender you try
Compare manually across sites
Apply and wait for one decision
Varies; may need branch visits
10 Lakh+
Customers served
₹500 Cr+
Loan facilitated
50+
Lending partners
4.6
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Thousands of salaried professionals and business owners trust PaisaOne to achieve their financial goals.
50,000+Happy Customers
4.8/5Average Rating
90%Would Recommend
4.9 Star Verified Reviews
Frequently Asked
Personal loan questions, answered.
Find clear answers about personal loan eligibility, interest calculations, prepayment guidelines, and application tracking.
01What relocation expenses can this loan cover
01What relocation expenses can this loan cover
Moving logistics, transportation, deposit for new home, furniture, household items, and initial settlement costs.
02How much can I borrow for relocation
02How much can I borrow for relocation
Relocation loans up to ₹8 lakhs are available based on your new location and expenses.
03Do I need proof of relocation for approval
03Do I need proof of relocation for approval
Job offer letter or transfer letter helps, but we also approve based on your income and savings.
04What's the repayment period for relocation loans
04What's the repayment period for relocation loans
12 to 48 months, giving you time to settle and stabilize in your new location before full EMI pressure.
05Can I use the loan for multiple relocation-related expenses
05Can I use the loan for multiple relocation-related expenses
Yes, once approved, funds are in your account. Use them for moving costs, deposits, furniture, or any relocation need.
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