Get Business Loan up to ₹5 Crore
Fuel your business growth with loans up to ₹5 crore, starting at 10.5%* p.a. Tenures up to 4 years, 20+ lender options, both secured and unsecured.
Find Best Business Loan Offers
Compare and choose what's best for your business from the top lenders
8.20% - 9.10%
Max. Loan Amt.
Upto ₹5Cr
Tenure upto
Upto 84 months
Processing Fee
Upto 3%
Quick approval
Minimal documentation
Flexible repayment
11.05% - 20.00%
Max. Loan Amt.
Upto ₹75L
Tenure upto
Upto 48 months
Processing Fee
Upto 1.50%
Digital process
Competitive rates
Expert guidance
10.40% - 16.15%
Max. Loan Amt.
Upto ₹50L
Tenure upto
Upto 120 months
Processing Fee
Upto 0.50%
Competitive rates
Flexible repayment
Easy documentation
12.65% - 15.00%
Max. Loan Amt.
Upto ₹1Cr
Tenure upto
Upto 84 months
Processing Fee
Upto 1.80%
Quick approval
Flexible repayment
Expert guidance
Why Choose PaisaOne?
Unlock seamless business growth with our top-notch business loan features, designed to make financing easy and cost-effective.
20+ Partner Banks/NBFCs
Explore financing with our trusted partner network
Secured & Unsecured Options
Find the perfect loan for your business
Quick Processing
Swift and Transparent Loan Processing from Start to Finish
EMI Calculator
Know your EMI upfront with our built-in calculator
What is a Business Loan?
A business loan in India is a form of credit provided to self-employed individuals, self-employed professionals, private companies and partnership firms, small to medium businesses. It helps meet working capital requirements, capital expenditure, and other operational needs.
Key Benefits:
Quick approval and disbursal
Flexible repayment options
Competitive interest rates
Minimal documentation
Use Cases:
Working capital requirements
Business expansion
Equipment purchase
Inventory financing
Types of Business Loan
Your business loan needs can be met with a variety of business loan schemes.
Unsecured Term Loans
Cash flow and business expansion loans for MSMEs with no collateral.
- No collateral required
- Quick approval
- Flexible repayment
Secured Term Loans
Loans secured by property, business assets, or financial instruments.
- Lower interest rates
- Higher loan amounts
- Longer tenure
Working Capital Loans
Manage day-to-day business operations, such as purchasing raw materials and paying wages.
- Flexible credit line
- Interest on utilization
- Quick access to funds
Equipment Finance
Loans for the purchase of machinery and equipment for business operations.
- Up to 90% financing
- Competitive rates
- Quick processing
Professional Loans
Customised loan solutions designed to support the unique financial needs of self-employed.
- Minimal documentation
- Quick approval
- Flexible tenure
Bill Discounting
Sell invoices/receivables at a discount before the due date to raise finance.
- Immediate cash flow
- No collateral
- Based on receivables
Documents Required for Business Loan
Documentation that is simple for quick processing
Identity Proof
- Passport
- Driving License
- PAN Card
- Voter ID
- Aadhaar Card
Address Proof
- Aadhaar Card
- Passport
- Voter ID
- Utility Bills
Income Proof
- Latest ITR with computation
- Bank statements (6 months)
- GST returns
- P&L and Balance Sheet
Business Proof
- Business registration
- MOA/AOA
- Partnership deed
- GST certificate
Eligibility Criteria for Business Loan
Find out if your business qualifies for a loan
How to Apply for a Business Loan Online?
It's easy to get up to Rs 1 crore in 4 simple steps
Enter Mobile
Fill out the application form with your mobile number
Personal Details
Please provide your personal and business information
Select Bank
For account aggregator consent, select a bank account
Compare & Apply
Find the best loan offer by comparing offers
What Our Customers Say
Customers have used our diverse range of financial products and services.
PaisaOne gave me a loan to open my clothing store without any problems. No guarantor or third party was required, and highly recommended!
Divya Mehra
Restaurant Owner
Throughout the process, PaisaOne has guided me well, and now I am able to open my own boutique. Thank you again for such a wonderful experience.
Arun Kumar
Boutique Owner
The experience with PaisaOne in getting a short-term loan was excellent. It was a no-collateral loan, so there was no hassle.
Anika Joshi
Textile Designer
I was able to expand my business thanks to PaisaOne's quick and easy loan process. The terms were transparent and the support was excellent!
Anjali Kapoor
Restaurant Owner
PaisaOne gave me a loan to open my clothing store without any problems. No guarantor or third party was required, and highly recommended!
Divya Mehra
Restaurant Owner
Throughout the process, PaisaOne has guided me well, and now I am able to open my own boutique. Thank you again for such a wonderful experience.
Arun Kumar
Boutique Owner
The experience with PaisaOne in getting a short-term loan was excellent. It was a no-collateral loan, so there was no hassle.
Anika Joshi
Textile Designer
I was able to expand my business thanks to PaisaOne's quick and easy loan process. The terms were transparent and the support was excellent!
Anjali Kapoor
Restaurant Owner
FAQs on Business Loan
Find answers to frequently asked questions about business loans
Ready to Grow Your Business?
Get the funding you need to take your business to the next level with our competitive business loan solutions
