SIP Calculator – Calculate Your Mutual Fund Investment Returns
This SIP Calculator helps you estimate the future value of your Systematic Investment Plan (SIP) investments in mutual funds. Enter your monthly investment amount, expected annual return rate, and investment tenure to see your total investment, estimated returns, and final maturity corpus.
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What is a SIP Calculator?
A SIP Calculator is an online financial tool that estimates the maturity value of regular, monthly mutual fund investments. It uses the compound interest formula to show how small, disciplined contributions grow into a substantial corpus over time through the power of compounding.
- 100% Free with zero hidden calculation fees
- Aligned with verified RBI & statutory tax models
- Instant amortization and compounded corpus outputs
- No login or personal financial information required
How to Use SIP Calculator
Streamline your personal financial planning with an easy, automated process — calculate, plan, and achieve your financial targets.
Enter Monthly Investment
Input the amount you plan to invest every month in your SIP.
Set Expected Return Rate
Enter your expected annual rate of return based on your fund category.
Choose Investment Tenure
Select the number of years you plan to keep investing.
SIP Return Calculation Formula
The future value of a SIP is calculated using the formula: M = P × [((1 + i)^n – 1) ÷ i] × (1 + i) Where: M = Maturity amount P = Monthly investment amount i = Monthly interest rate (Annual rate ÷ 12 ÷ 100) n = Total number of monthly instalments (Tenure in years × 12)
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Frequently Asked Questions
Get clear answers about SIP Calculator calculations, interest components, and eligibility terms.