PPF Calculator – Estimate Your Maturity Corpus and Interest on a PPF Account
This PPF Calculator estimates the maturity corpus and total interest earned on a Public Provident Fund account. Enter your annual deposit amount, the prevailing PPF interest rate, and the investment tenure to instantly see the maturity value and total interest accumulated. Use it to plan your long-term tax-free savings before opening a new PPF account or extending an existing one.
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What is a PPF Calculator?
A PPF Calculator is an online tool that estimates the maturity amount and total interest earned on a Public Provident Fund account. Enter your annual deposit amount, the prevailing interest rate, and the investment tenure to instantly see your corpus at maturity, helping you plan long-term tax-free savings before opening or extending your PPF account.
- 100% Free with zero hidden calculation fees
- Aligned with verified RBI & statutory tax models
- Instant amortization and compounded corpus outputs
- No login or personal financial information required
How to Use PPF Calculator
Streamline your personal financial planning with an easy, automated process — calculate, plan, and achieve your financial targets.
Enter your annual contribution
Input the amount you plan to deposit each year into your PPF account. The minimum annual deposit is ₹500 and the maximum is ₹1,50,000 per financial year. You can make the deposit as a lump sum or in up to 12 installments during the year. For maximum interest benefit, depositing before the 5th of April each year ensures interest accrues on the full amount for that month.
Enter the interest rate and tenure
Input the current PPF interest rate and your investment tenure. PPF has a fixed lock-in period of 15 years, after which it can be extended in 5-year blocks with or without further contributions. The interest rate is set by the Ministry of Finance and is currently 7.1% p.a., subject to quarterly revision.
Review your projected corpus
The calculator shows your total investment across the tenure, the total interest earned, and the maturity corpus. Since PPF interest compounds annually, and the entire corpus is tax-free at maturity, the actual post-tax return is higher than the stated interest rate for most investors.
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Frequently Asked Questions
Get clear answers about PPF Calculator calculations, interest components, and eligibility terms.