FD Calculator – Calculate Your Fixed Deposit Maturity Value & Interest
This FD Calculator helps you calculate the total interest earned and the final maturity amount on your Fixed Deposit investment. Enter your deposit amount, interest rate, tenure, and compounding frequency to get instant, accurate results.
Looking for pre-approved offers with competitive rates?
Compare verified offers from 30+ RBI-registered lenders with zero impact on your credit score.
₹1,41,478
What is an FD Calculator?
An FD Calculator is a free online tool that computes the maturity amount and total interest earned on a Fixed Deposit (FD) placed with a bank or non-banking financial company (NBFC). It supports cumulative compounding (quarterly, monthly, half-yearly, annually) to help you evaluate returns before investing.
- 100% Free with zero hidden calculation fees
- Aligned with verified RBI & statutory tax models
- Instant amortization and compounded corpus outputs
- No login or personal financial information required
How to Use FD Calculator
Streamline your personal financial planning with an easy, automated process — calculate, plan, and achieve your financial targets.
Enter Deposit Amount
Input the lump sum amount you wish to invest in the fixed deposit.
Set Interest Rate
Enter the annual interest rate offered by the bank or NBFC.
Select Tenure & Frequency
Choose the investment duration in years/months and the compounding frequency.
How is Fixed Deposit Maturity Calculated?
For Cumulative (compounding) FDs: A = P × (1 + r/n)^(n × t) Where: A = Maturity amount P = Principal deposit amount r = Annual interest rate (in decimal) n = Number of compounding periods per year (typically 4 for quarterly) t = Tenure in years Total Interest Earned = A − P
Recommended Financial Calculators
Discover complementary calculators to optimize your borrowing, investments, and tax outgo.
Recurring Deposit (RD)
Estimate your maturity corpus and total interest earned on recurring monthly deposit bank accounts.
PPF Calculator
Calculate maturity corpus and tax-free interest on your 15-year Public Provident Fund investments.
Personal Loan EMI
Estimate your monthly installment, total interest payable, and overall loan repayment schedule instantly.
Home Loan EMI
Calculate your monthly housing loan EMI, amortisation schedule, and total interest outgo for property purchase.
Explore Financial Products
Access transparent financial products from India's leading financial institutions.
Instant Personal Loan
Compare competitive rate offers from 30+ RBI-approved lenders with fast digital disbursal.
Credit Score Analysis
Check your bureau score for free with actionable insights to improve creditworthiness.
Affordable Home Loans
Low interest rates and flexible tenures for purchasing or renovating your dream home.
Best Credit Cards
Find credit cards matched to your lifestyle with cashback, airport lounge access, and rewards.
Frequently Asked Questions
Get clear answers about FD Calculator calculations, interest components, and eligibility terms.