RD Calculator – Estimate Maturity Amount on Your Recurring Deposit
This RD Calculator estimates the maturity amount and total interest earned on a Recurring Deposit. Enter your monthly deposit amount, the annual interest rate, and your RD tenure to instantly see how much your savings will grow at maturity. Use it to compare RD returns across different banks and tenure options before you open an account.
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What is an RD Calculator?
An RD Calculator is an online tool that estimates the maturity amount and total interest earned on a Recurring Deposit. Enter your monthly deposit amount, the annual interest rate, and the investment tenure to instantly see how your regular savings will grow over time, helping you compare RD options across different banks and tenure periods before opening an account.
- 100% Free with zero hidden calculation fees
- Aligned with verified RBI & statutory tax models
- Instant amortization and compounded corpus outputs
- No login or personal financial information required
How to Use RD Calculator
Streamline your personal financial planning with an easy, automated process — calculate, plan, and achieve your financial targets.
Enter your monthly deposit and rate
Input the fixed amount you plan to deposit each month and the annual interest rate your bank has offered for the RD tenure you choose. RD rates vary by bank, tenure, and whether you are a regular or senior citizen account holder, use the confirmed rate from your bank's RD schedule.
Set the RD tenure
Enter the duration of the Recurring Deposit in months. RD tenures typically range from 6 months to 10 years depending on the bank. The calculator applies quarterly compounding, which is standard for RDs in India, and shows the maturity amount and total interest earned at the end of the selected tenure.
Review and compare
The calculator instantly shows your total amount invested, total interest earned, and maturity value. Adjust the monthly deposit amount or tenure to reach a savings target, or compare the result against a Fixed Deposit of the same amount to decide which product better suits your savings pattern.
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Frequently Asked Questions
Get clear answers about RD Calculator calculations, interest components, and eligibility terms.