PM Matru Vandana Yojana: Cash Incentive, Eligibility, and Status Check in 2025
Pradhan Mantri Matru Vandana Yojana (PMMVY) is a centrally sponsored direct benefit transfer scheme that provides ₹5,000 in three instalments for the first child and ₹6,000 as a single instalment for the second child if the child is a girl, to partially compensate wage loss for pregnant and lactating women and improve their nutrition and health. Administered by the Ministry of Women and Child Development and implemented through Anganwadi centres, PMMVY is available to all pregnant and lactating women except those already covered under maternity benefits from central government employment. Applications and status checks are done at pmmvy.nic.in. This page covers the cash incentive structure, eligibility, documents, how to apply, and UPSC key facts.
What is PM Matru Vandana Yojana?
Pradhan Mantri Matru Vandana Yojana (PMMVY) is a conditional cash transfer scheme for pregnant and lactating women, launched in 2017 under the Ministry of Women and Child Development as part of the broader National Food Security Act mandate for maternity benefits. The scheme was introduced to partially compensate wage loss during and after pregnancy for women in the unorganised sector and to improve nutritional outcomes for mother and child.
Originally covering only the first live birth (₹5,000 in three instalments), the scheme was significantly revised and expanded in 2022. Under PMMVY 2.0, the second child component was introduced, providing ₹6,000 as a single payment for the second child if the child is a girl, to align the scheme with the Beti Bachao Beti Padhao mission and incentivise the birth of girl children. The scheme is implemented through Anganwadi centres (AWCs) under ICDS, with district-level Women and Child Development officers overseeing implementation. Cash is transferred directly to the beneficiary's Aadhaar-linked bank account in instalments linked to specific ante-natal, delivery, and post-natal conditions.
Key Benefits of PM Matru Vandana Yojana
First Child Benefits (₹5,000 in 3 Instalments)
| Instalment | Amount | Condition |
|---|---|---|
| 1st Instalment | ₹3,000 | On early registration of pregnancy at AWC and at least one antenatal check-up |
| 2nd Instalment | ₹1,500 | After 6 months of pregnancy and at least one ANC visit |
| 3rd Instalment | ₹500 | After child birth is registered and child receives first cycle of BCG, OPV, DPT, and Hepatitis-B vaccines |
Second Child Benefits (₹6,000, Single Instalment for Girl Child)
| Payment | Amount | Condition |
|---|---|---|
| Single payment | ₹6,000 | If the second child is a girl; child birth must be registered and the girl child must receive the first cycle of vaccines |
Additional Incentive via JSY (Convergence)
| Scheme | Additional Amount |
|---|---|
| Janani Suraksha Yojana (for institutional delivery in LPS states) | ₹1,400 (rural), paid separately |
Total effective benefit for first child delivery in Low Performing States can reach ₹6,400 (₹5,000 PMMVY + ₹1,400 JSY).
Eligibility Criteria
| Criterion | Requirement |
|---|---|
| Target group | All pregnant and lactating women, regardless of income or caste |
| Exclusion | Women already in receipt of maternity benefit under any central government law (e.g., employees under the Maternity Benefit Act, 1961, in central government establishments) |
| First child | All pregnancies, first live birth regardless of category |
| Second child (₹6,000) | Only if the second child is a girl |
| Age | 19 years and above at the time of conception |
| Registration | Must register at an Anganwadi Centre (AWC) or approved health facility |
| Aadhaar linkage | Mandatory for DBT, Aadhaar must be linked to the bank account |
| Citizenship | Indian resident |
Eligibility is subject to revision. Verify at pmmvy.nic.in before applying.
Documents Required
| Document | Purpose |
|---|---|
| Aadhaar card of mother | Identity and DBT bank account linkage |
| Aadhaar card of husband / partner | Required for registration in most states |
| Bank account passbook (Aadhaar-linked) | For cash instalment credit |
| MCP card (Mother and Child Protection card) | Tracks ANC visits and immunisation, required for 2nd and 3rd instalment |
| Birth registration certificate | Required for the 3rd instalment (first child) and the second child payment |
| Immunisation records | BCG, OPV, DPT, Hepatitis-B vaccination proof for instalment 3 |
| Income certificate / BPL card | Not mandatory, scheme is universal, but some states require for internal records |
| Passport-size photograph | For AWC registration records |
How to Apply for PM Matru Vandana Yojana
Online, via pmmvy.nic.in
- Visit pmmvy.nic.in
- Click Beneficiary Login / Registration
- Register with your Aadhaar number and mobile OTP
- Fill in pregnancy details, husband's details, bank account information, and upload required documents
- Submit the 1st instalment application, you will receive an application reference number
- Apply for 2nd and 3rd instalments progressively as conditions are met (ANC visits, delivery, vaccination)
Offline, via Anganwadi Centre (AWC)
- Visit your nearest Anganwadi Centre as early in your pregnancy as possible
- Request the PMMVY beneficiary registration form (Form 1A)
- Fill in the form with personal, bank, and pregnancy details
- Submit with Aadhaar copies and bank passbook
- The AWC worker registers you on the PMMVY portal and submits your instalment claims progressively
- For 2nd instalment, submit Form 1B with ANC card after 6 months
- For 3rd instalment, submit Form 1C with child birth certificate and immunisation records
PaisaOne does not process PMMVY applications. Apply directly at pmmvy.nic.in or your nearest Anganwadi Centre.
How to Check PM Matru Vandana Yojana Status
Online, via pmmvy.nic.in
- Visit pmmvy.nic.in → Beneficiary Login
- Log in with your registered mobile number and OTP
- View your application status, instalment disbursement status, and pending conditions for next instalment
Via Anganwadi Worker
- Contact your AWC worker, she has access to your PMMVY registration and instalment records
- Ask her to check your status on the portal and initiate the next instalment application if due
PMMVY Helpline: 7998799804 (WCD Ministry helpline) | Email: pmmvy-wcd@gov.in | Grievance: pgportal.gov.in under Ministry of Women and Child Development
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PM Matru Vandana Yojana, UPSC Key Facts
| Parameter | Detail |
|---|---|
| Full name | Pradhan Mantri Matru Vandana Yojana |
| Acronym | PMMVY |
| Launch year | 2017 |
| Nodal ministry | Ministry of Women and Child Development |
| Implementation | Anganwadi Centres under ICDS |
| Type | Centrally sponsored direct benefit transfer scheme |
| Legal mandate | National Food Security Act, 2013, Section 4 mandates maternity benefit |
| PMMVY 2.0 | Introduced second child (girl) component in 2022 |
| First child benefit | ₹5,000 in 3 instalments |
| Second child benefit | ₹6,000 (single payment), only if 2nd child is a girl |
| Coverage | Universal (not restricted to BPL or specific category) |
| Exclusion | Women in central government employment receiving maternity benefits under Maternity Benefit Act |
| Convergence | Janani Suraksha Yojana (JSY), Janani Shishu Suraksha Karyakram (JSSK) |
| DBT mode | Aadhaar-linked bank account; through PFMS |
| Portal | pmmvy.nic.in |
State-Wise Implementation of PM Matru Vandana Yojana
| State | Implementing Body | State-Specific Notes |
|---|---|---|
| Uttar Pradesh | WCD Dept, UP | Anganwadi network largest in India; UP adds Mukhyamantri Mahila Sashaktikaran Yojana top-up |
| Maharashtra | WCD Dept, Maharashtra | Online application through Maharashtra aaplesarkar portal integrated with PMMVY |
| Madhya Pradesh | WCD Dept, MP | MP adds Prasuti Sahayata Yojana (₹4,000) as state top-up, total state + central benefit up to ₹9,000 |
| Rajasthan | WCD Dept, Rajasthan | RAJSSP portal used for status tracking; state adds JSY convergence support |
| Bihar | WCD Dept, Bihar | JEEViKA AWW network integrates PMMVY with nutrition counselling |
| Andhra Pradesh | WCD Dept, AP | YSR Aarogyasri + PMMVY for seamless maternal health support; Village Secretariat system used |
| Tamil Nadu | WCD Dept, TN | Dr. Muthulakshmi Reddy Maternity Benefit Scheme (₹18,000 state) runs alongside PMMVY |
| Karnataka | WCD Dept, Karnataka | Prasuti Araike adds state nutrition incentive on top of PMMVY |
| Gujarat | WCD Dept, Gujarat | Kasturba Poshan Sahay Yojana (state) adds food supplement support alongside PMMVY |
| West Bengal | WCD Dept, WB | Sabuj Sathi-linked AWW network used; Kanyashree convergence for women aged below 18 referred to other schemes |
What is PM Matru Vandana Yojana and who is it for? Pradhan Mantri Matru Vandana Yojana (PMMVY) is a centrally sponsored conditional cash transfer scheme for pregnant and lactating women, launched in 2017 by the Ministry of Women and Child Development. It provides ₹5,000 in three instalments for the first child and ₹6,000 (single payment) for the second child if the child is a girl. The scheme covers all pregnant women aged 19 and above, implemented through Anganwadi Centres under ICDS, with cash credited directly to Aadhaar-linked bank accounts.
What are the main benefits of PM Matru Vandana Yojana? PMMVY pays ₹5,000 for the first live birth in three conditional instalments, ₹3,000 on pregnancy registration and first ANC visit, ₹1,500 after 6 months and a second ANC visit, and ₹500 after child birth registration and first vaccine cycle. For the second child, ₹6,000 is paid as a single instalment if the second child is a girl. When combined with Janani Suraksha Yojana, the total cash support for institutional delivery in Low Performing States can reach ₹6,400.
Who is eligible for PM Matru Vandana Yojana? All pregnant and lactating women aged 19 and above are eligible, there is no income ceiling, BPL restriction, or caste requirement. The only exclusion is women who are already receiving maternity benefits under the Maternity Benefit Act, 1961, through central government employment. The second child component (₹6,000) applies only if the second child born is a girl. Aadhaar linkage to the bank account is mandatory for receiving the DBT.
How do I apply for PM Matru Vandana Yojana? Apply online at pmmvy.nic.in using Aadhaar-based registration, or visit your nearest Anganwadi Centre as early in your pregnancy as possible. The AWC worker will register you using Form 1A and progressively submit instalment applications as conditions are met. Track your application status at pmmvy.nic.in under Beneficiary Login. For queries, contact the PMMVY helpline at 7998799804 or email pmmvy-wcd@gov.in.
