AU Small Finance Bank Cards

The perfect AU Card for your lifestyle

Save more, earn more, and enjoy up to 15% off on groceries & food delivery, BOGO movie tickets, 10% cashback, and complimentary airport lounge access.

You can choose from these AU Small Finance Bank credit cards

Compare benefits upfront and click Apply Now to start your digital application for top AU Small Finance Bank credit cards.

AU Laksya Credit Card
AU Laksya Credit Card secondary

AU Laksya Credit Card

Save Instantly on your Daily Spends

15% Off GroceriesBOGO Movie Tickets
Daily Spends8 Lounge Accesses
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    Up to 15% Off on Groceries & Food Delivery
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    Buy One Get One Free movie ticket every month
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    8 Airport Lounge Accesses per year for seamless travel
Joining Fee: ₹1,000 + GST
Annual Fee: ₹1,000 + GST
AU Ananta Credit Card
AU Ananta Credit Card secondary

AU Ananta Credit Card

Endless Privileges for Every Journey

Lounge Access15% Off Travel
Hotel & Dining50K Bonus Points
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    Complimentary Domestic Airport Lounge Access with every flight booking
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    Up to 15% Off on Hotel Bookings, Shopping & Dining
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    Up to 50,000 Bonus Reward Points on annual spends
Joining Fee: ₹2,000 + GST
Annual Fee: ₹2,000 + GST
AU Tejas Credit Card
AU Tejas Credit Card secondary

AU Tejas Credit Card

Everyday Spending, Brilliant Savings

10% CashbackCab & Bill Payments
Flat 10% Off MoviesGroceries & Food
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    Up to 10% Cashback on Cab Bookings & Bill Payments
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    Flat 10% Off on Movies, Groceries & Food Delivery
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    Get maximum savings from your daily household transactions
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST
AU Prathama Credit Card
AU Prathama Credit Card secondary

AU Prathama Credit Card

Rewards Begin with Every Spend

500 Bonus PointsOTT Subscriptions
Bill Payments2 Reward Points
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    500 Reward Points on recurring payments like OTT, subscriptions, bills & more
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    Up to 2 Reward Points on all your spends
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    Turn everyday household expenses into rewarding privileges
Joining Fee: ₹100 + GST
Annual Fee: ₹100 + GST
AU Altura Plus Credit Card
AU Altura Plus Credit Card secondary

AU Altura Plus Credit Card

Lifetime Free • Travel Privileges & Everyday Cashback

Lifetime FreeUp to ₹10K Off Travel
1.5% Cashback2X Rewards
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    Enjoy up to ₹10,000 off on travel bookings
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    1.5% cashback on all online merchant transactions
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    2X reward points on utility bills & departmental store purchases
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST
AU Vetta Credit Card
AU Vetta Credit Card secondary

AU Vetta Credit Card

Lifetime Free • Premium Travel & Lounge Access

Lifetime FreeUp to ₹10K Off Travel
4 Lounge AccessesMilestone Vouchers
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    Enjoy up to ₹10,000 off on travel bookings
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    Enjoy 4 Complimentary Domestic & International Airport Lounge Accesses
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    Bonus quarterly vouchers up to ₹1,000 on milestone spends
Joining Fee: ₹2,999 + GST
Annual Fee: ₹2,999 + GST

Get your card in 3 simple steps

Fill out the application online with instant digital approval for your AU Small Finance Bank credit card

01

Personal Details

Name, Mobile Number, City, PAN, DOB and other identification parameters.

02

Professional Details

Occupation type, monthly income details, designation, and company name.

03

KYC Details

Address details, Pin Code, and digital verification credentials.

5 Smart Tips to Manage Your Credit Card

1
Pay Balance in Full

Pay your total outstanding balance on time to avoid interest charges and preserve a strong CIBIL score.

2
Convert Large Purchases to EMIs

To benefit from reduced interest rates and manageable installments, convert large expenses into EMIs.

3
Avoid Cash Withdrawals

Avoid cash withdrawals because they incur charges instantly, as they don’t have an interest-free period.

4
Track Your Spending

Keep track of your spending on a regular basis to avoid financial strain and stay within your budget.

5
Don’t Apply for Multiple Cards

Avoid multiple credit card applications, as your credit score may be impacted by repeated hard inquiries.

Do’s and Don’ts for Credit Cards

Do’s and Don’ts illustration
DoDo’s
checkChoose a card that matches your lifestyle
checkTrack your credit card statement monthly
checkMake timely, full payments on your credit card bills
checkSpend within your means to avoid debt
checkMake purchases to maximise your interest-free period
Don'tDon’ts
Pay only the minimum amount every month
Frequently exceeding your credit card limit
Delay or miss payments on credit card bills
Maintain older credit card accounts to boost your score
Overuse of credit cards

How to Choose the Right Credit Card?

Identify Your Spending Category
Identify Your Spending Category

You should choose a credit card that offers the highest rewards on spending in the categories that you spend most of your time in

Evaluate Features & Benefits
Evaluate Features & Benefits

Choosing the right credit card for you depends on your credit profile, so you should make sure you understand it before selecting one

Identify Your Spending Category
Identify Your Spending Category

The best credit card for you should be one that suits your needs, so you should apply for it if you are looking for one

Evaluate Features & Benefits
Evaluate Features & Benefits

Having a clear understanding of all the terms, hidden charges, and penalties is very important before you apply for a loan

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Ready to Get Your Perfect AU Credit Card?

Compare top AU Small Finance Bank credit cards, apply digitally, and start earning rewards today