FD Calculator – Calculate Your Fixed Deposit Maturity Value & Interest
This FD Calculator helps you calculate the total interest earned and the final maturity amount on your Fixed Deposit investment. Enter your deposit amount, interest rate, tenure, and compounding frequency to get instant, accurate results.
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Fixed Deposit (FD) Calculator
FD Calculation Results
What is an FD Calculator?
An FD Calculator is a free online tool that computes the maturity amount and total interest earned on a Fixed Deposit (FD) placed with a bank or non-banking financial company (NBFC). It supports cumulative compounding (quarterly, monthly, half-yearly, annually) to help you evaluate returns before investing.
How to Use FD Calculator – 3 Step Flow
Streamline your finances with an easy, automated process — calculate, plan, and achieve your financial goals.
Enter Deposit Amount
Input the lump sum amount you wish to invest in the fixed deposit.
Set Interest Rate
Enter the annual interest rate offered by the bank or NBFC.
Select Tenure & Frequency
Choose the investment duration in years/months and the compounding frequency.
How is Fixed Deposit Maturity Calculated?
For Cumulative (compounding) FDs: A = P × (1 + r/n)^(n × t) Where: A = Maturity amount P = Principal deposit amount r = Annual interest rate (in decimal) n = Number of compounding periods per year (typically 4 for quarterly) t = Tenure in years Total Interest Earned = A − P
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